Atlantic Coast Bank Mortgage | 1(800)342-2824 ext 6308
| Rate | Points | Down (%) | Lock-In (days) | APR | Mo. Payment |
15YR Fixed 30 YR Fixed 30 YR Fixed FHA IO 5/1 Jumbo | 4.875% 5.375% 5.75% 4.75% | 0 0 0 0 | 10% 10% 3.5% 30% | 30 30 30 60 | 4.96% 5.45% 6.35% 4.89% | $1176 $839 $875 $1682 |
| Rates are GREAT! Lock in now! Get your new mortgage from a Florida Community Bank. Compare and call us today. Our Jumbo rates are unbelievable! We have 100% financing with NO monthly MI and unlimited seller help!!! FHA products available! Conventional payments are based on $150,000 and Jumbo on $425,000. Get a head start on rising rates!!! |
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Capital City Bank | 850-402-8000
| Rate | Points | Down (%) | Lock-In (days) | APR | Mo. Payment |
15 yr. Conv. fixed 30 yr. Conv. fixed 30 YR Conv fixed 30 YR FHA fixed | 4.5% 5% 5% 5% | 2.375 2.375 2.375 2 | 20% 20% 10% 3.5% | 30 30 30 30 | 4.91% 5.24% 5.54%* 5.64%* | $1147.49 $805.23 $805.23** $817.31** |
| Conventional/FHA/VA, Adjustable Rate Programs, Land Loans, Affordable Housing Loans, Construction Permanent. Client should consult their Loan Officer about the risk as well as the rewards to these programs. *MIP Included, **MIP Excluded. |
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Farmers & Merchants Bank | 850-297-2015
| Rate | Points | Down (%) | Lock-In (days) | APR | Mo. Payment |
30-Year Fixed Rate 15-Year Fixed Rate 10-Year Fixed Rate 30-Year Fixed FHAFixed Rate | 5.375% 4.875% 4.875%%. 5.625% | 0 0 0 0 | 10% 10% 10% 3.5% | 30 30 30 30 | 5.425% 4.961% 4.998% 5.674% | $839.96 $1,176.45 $1,581.84 $863.49 |
| MPlease note that the above rates are applicable to purchase transactions. Refinance rates could be higher. Please call Shannon Murphy today at 850-297-2015 X 1001 for your no obligation rate quote, based on your particular situation. |
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Florida Commerce Credit Union | 850-488-0035
| Rate | Points | Down (%) | Lock-In (days) | APR | Mo. Payment |
15 year fixed 20 year fixed 30 year fixed 30/20 year VA 30/15 year FHA | 4.875 5.375 5.5 5.5 5.5/6 | 0 0 0 0 0 | 10 10 10 3 3.5 | 30 30 30 30 30 | 5.026 5.499 5.593 | $1,201.74 $1,043.23 $869.99 |
| "Committed To You" FREE CONSULTATION & SAVE ON COST Refinance/Purchases/Construction Perms, ALL credit types considered. Apply 24 hours at www.floridacommerce.org or call Shannon Wood at 850- 241-2971 or 1-888-324-4068 |
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Gregg Thigpen Mortgage Svcs., Inc. | 850-385-2111
| Rate | Points | Down (%) | Lock-In (days) | APR | Mo. Payment |
30-yr. Fixed 15-yr. Fixed | 5.5% 5.25% | 1 1 | 10% 10% | 30 30 | 5.549% 5.299% | $851.68 $1205.82 |
| Locally Owned-Personal & Professional Service OTHER PROGRAMS OFFERED. Call for Jumbo Rates. |
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Hancock Bank | Glenn Davis 850-425-6132
| Rate | Points | Down (%) | Lock-In (days) | APR | Mo. Payment |
30 Yr. Fixed 15 Yr. Fixed JUMBO LOANS FHA VA | 5.125% 4.625% Call 5.5% 5.625% | 1 1 0 1 1 | 10% 10% 20% 3% 3% | | | $816.73 $1157.10 n/a n/a n/a |
| We can do: 1. Prime and Specialty loans 2. Jumbo Loans (Call for great rates, as low as 6.00!) 3. FHA, VA...(100%) 4. Portfolio Products. *PLEASE NOTE: Mortgage rates can change daily, APR rates are not actual. |
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Integrity Home Loan | 1-888-866-2248 Matt x105
| Rate | Points | Down (%) | Lock-In (days) | APR | Mo. Payment |
30 year Fixed 15 year Fixed 30 year FHA | 5.125 4.75 5.25 4.5 | 0 0 0 0 | 10% 10% 3.5% 30% | 30 30 30 60 | 5.202% 4.88% 5.326% 4.596 | $816.73 $1,161.62 $656.25 $1,593.75 |
| ZERO application fee!!! From Application to Close Ð 2 WEEKS!!!! Loans provided for Primary Residences, Second Homes (no adjustments to rate), and Investment Properties. Conventional Loans are based on $150,000 and Jumbo Loans are based on $425,000. Available Nights and Weekends. We will beat any signed Good Faith Estimate provided!!!! |
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Score Federal Credit Union | 850-488-1015 ext 208
| Rate | Points | Down (%) | Lock-In (days) | APR | Mo. Payment |
30 yr Fixed 15 yr Fixed 30 yr FHA | 5.375% 5% 5.625% | 1 0 0 | 10% 10% 3.5% | 30 30 30 | 5.532% 5.109% 5.680% | $839.96 $1186.19 $863.48 |
| SCORE also offers the following programs: HELOCÕS, Lot loans, Manufactured Homes with Land. Apply online or contact the Mortgage Department directly!! |
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Sunshine Savings Bank | 800-468-3993
| Rate | Points | Down (%) | Lock-In (days) | APR | Mo. Payment |
15-yr. Fixed 20-yr. Fixed 30-yr. Fixed 5/1 ARM 7/1 ARM | 5% 5.125% 5.25% 5.75% 6.0% | 1 1 1 0 0 | 10% 10% 10% 10% 10% | 30 30 30 30 30 | 5.393% 5.437% 5.482% 5.901% 6.197% | $1186.19 $1000.32 $828.31 |
| NO APPLICATION FEE, Construction Perm, Lot Loans, Investment Properties, Bridge Loans. Lower rates available with point option. Visit www.sunshinesavingsbank.com to apply or call 800-468-3993. Select option 1 for mortgage pre-qualification hotline. |
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