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Capital City Bank | 850-402-8000
RatePointsDown (%)Lock-In (days)APRMo. Payment

15 YR. Conv. fixed
30 YR. Conv. fixed
30 YR Conv fixed
30 YR FHA fixed
3.75
4.375
4.375
4.25
2.25
2.50
2.50
2.125
20
20
10
3.5
30
30
30
30
4.133
4.619
4.90*
5.0*
1,090.83
748.93
748.93**
754.51**

Conventional/FHA/VA, USDA, Adjustable Rate Programs, Land Loans, Affordable Housing Loans, Construction Permanent. Client should consult their Loan Officer about the risk as well as the rewards to these programs. *MIP Included, **MIP Excluded.


Farmers & Merchants Bank | 850-297-2015
RatePointsDown (%)Lock-In (days)APRMo. Payment

10 - Year Fixed
15 - Year Fixed
20- Year Fixed
30 - Year Fixed
30 - Year FHA
3.5%
4.25%
4.75%
4.875%
4.5%
0
0
0
0
0
20%
20%
20%
20%
3.5%
30
30
30
30
30
3.660%
4.363%
4.840%
4.942%
5.387%*
$1483.29
$1128.42
$969.34
$793.82
$767.63**

It is a great time to refinance or purchase a new home! Please call 850-297-2015 for Christie Heald, or visit our Mortgage Departments webpage at www.FMBBANK.com to complete an application. NO APPLICATION FEE! *MIP Included, **MIP Excluded


Florida Commerce Credit Union | 850-488-0035
RatePointsDown (%)Lock-In (days)APRMo. Payment

15 year fixed
30 year fixed
30 year VA
30 year FHA
4.25%
4.875%
4.75%
4.75%
0
0
0
0
10%
10%
0%
3.5%
30
30
30
30
4.496%
4.940%
5.205%
5.205%
$1,128.42
$793.81
$799.29
$800.08

"CALL FOR OUR CURRENT RATES" AT THIS MOMENT IN TIME. "Committed To You" FREE CONSULTATION & SAVE ON COST Refinance / Purchases/ Construction Perms FHA / VA/ USDA/ Conv. All credit types considered. Apply 24 hours at WWW.FLORIDACOMMERCE.ORG or call 850-488-0035 or 1-888-324-4068.


Florida State University Credit Union | 850-224-4960
RatePointsDown (%)Lock-In (days)APRMo. Payment

30 YR Fixed
20 YR Fixed
15 YR Fixed

5.00%
4.875%
4.25%

0
0
0

20%
20%
20%

30 days
30 days
30 days

5.209%
5.2678%
4.7407%

$820.27
$1012.26
$1166.03


All rates are subject to change without notice. Please contact Allison Tremper at FSU Credit Union for your personalized quotes at 850-224-4960 ext. 3310.


Hancock Bank | 866-784-9398
RatePointsDown (%)Lock-In (days)APRMo. Payment

30 Yr. Fixed
15 Yr. Fixed
FHA 30 Yr. Fixed
VA 30 Yr. Fixed
RD 30 Yr. Fixed
4.875%
4.25%
4.625%
4.625%
4.875%
0 .25
0
0
0
0
20%
20%
3.5%
0%
0%
30
30
30
30
30
4.951%
4.376%
4.784%
4.882%
5.252%
$793.81
$1128.42
$771.21
$771.21
$793.81

Mortgage rates change daily, and APR rates are not actual. Principal & interest payments based on $150,000 loan amount. Rates quotes based on qualified borrowers having a credit score of 740 or better. We can do: 1. Conventional Loans 2. FHA loans 3. VA & Rural Development (RD) loans -100% Financing 4. Loans w/Down Payment Assistance. www.hancockbank.com


SCORE Federal Credit Union | 850-488-1015 Ext. 208
RatePointsDown (%)Lock-In (days)APRMo. Payment

30 Year Fixed
20 Year Fixed
15 Year Fixed

4.875%
4.75%
4.125%

0
0
0

20%
20%
20%

30
30
30

4.924%
4.817%
4.208%

$793.81
$969.33
$1,118.95


Estimates are based on a loan amount of $150,000. Lower down payment options are available. Rates are subject to change daily. Check us out online at www.scorefcu.com or contact the Mortgage Department for a personal mortgage consultation!


Sunshine Savings Bank | 800-468-3993
RatePointsDown (%)Lock-In (days)APRMo. Payment

30-yr. Fixed
20-yr. Fixed
15-yr. Fixed

5.125%
4.875%
4.250%

1
1
1

20%
20%
20%

30
30
30

5.249%
5.041%
4.457%

$816.74
$979.61
$1128.42


Payments based on $150,000 loan amount. Rates subject to change. Call for current rates. Purchases and refinances of Primary Residences, Investment Properties, Home Equity Lines of Credit & Construction Perm Loans are available. Visit www.sunshinesavingsbank.com to apply or call 800-468-3993. Select option 1 for our mortgage hotline.


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