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Atlantic Coast Bank Mortgage | 1(800)342-2824 ext 5564 (904)998-5500 ext.5564
RatePointsDown (%)Lock-In (days)APRMo. Payment


15 YR Fixed
30 YR Fixed
30 YR Fixed FHA
Construction

4.875%
4.75%
4.75%
5.875%

0
0
0
1

10%
10%
3.5%
20%

30
30
45
60

4.410%
4.978%
5.003%
5.462%

$1128.42
$793.81
$782.47
$839.02

Get the best Construction to Perm program in FL. Now is the time to buy. Get your mortgage from a Florida Community Bank. Compare and call us today. FHA products available! Conventional payments based on purchase loan of $150K and Jumbo on $425K. www.AtlanticCoastBank.net


Capital City Bank | 850-402-8000
RatePointsDown (%)Lock-In (days)APRMo. Payment

15 YR. Conv. fixed
30 YR. Conv. fixed
30 YR Conv fixed
30 YR FHA fixed
3.25%
3.75%
3.75%
3.75%
1.75
2
2
2
20%
20%
10%
3.5%
30
30
30
30
3.61%
3.97%
4.20%*
4.46%*
$1,054.00
$694.67
$694.67**
$710.30**

Conventional/FHA/VA, USDA, Adjustable Rate Programs, Land Loans, Affordable Housing Loans, Construction Permanent. Client should consult their Loan Officer about the risk as well as the rewards to these programs. *MIP Included, **MIP Excluded.


Farmers and Merchants Bank | 850-297-2015
RatePointsDown (%)Lock-In (days)APRMo. Payment

15 - Year Fixed
30 - Year Fixed
30 - Year Fixed
30 - Year Fixed FHA
3.75%
4.375%
4.375%
4.25%
0
0
0
0
20%
20%
10%
3.5%
30
30
30
30
3.845%
4.521%
4.771%*
4.856%*
$1090.84
$748.93
$748.93**
$754.51**

ItŐs a great time to refinance or purchase a new home! Please contact Lisa Caton at 850-297-2015 or lcaton@fmbbank.com. Visit our Mortgage DepartmentŐs webpage at www.FMBBANK.com to complete an application. No application fee. *MIP Included, **MIP Excluded


Florida Commerce Credit Union | 850-488-0035
RatePointsDown (%)Lock-In (days)APRMo. Payment

15 year fixed
30 year fixed
30 year VA
30 year FHA
3.75%
4.25%
4.25%
4.125%
0
0
0
0
10%
10%
0%
3.5%
30
30
30
30
3.984%
4.480%
4.492%
4.569%
$1,090.83
$737.91
$753.77
$743.33

"Committed To You" FREE CONSULTATION & SAVE ON COST Refinance / Purchases/ Construction Perms FHA / VA/ USDA/ Conv. All credit types considered. Apply 24 hours at WWW.FLORIDACOMMERCE.ORG or call 850-488-0035 or 1-888-324-4068.


Florida State University Credit Union | 850-224-4960
RatePointsDown (%)Lock-In (days)APRMo. Payment

30 YR Fixed
20 YR Fixed
15 YR Fixed
10 YR Fixed
4.25%
4.125%
3.75%
3.75%
1
1
1
1
10%
10%
10%
10%
30
30
30
30
4.399%
4.456%
4.010%
4.126%
$737.91
$928.85
$1,090.83
$1,500.92

Please call Tanner Padgett at 224-4960 x1665, or visit us at WWW.FSUCU.ORG for more information on our mortgage products and services. Rates are subject to credit scores, loan to value and purpose of the loan. FSUCU is an equal housing lender.


Hancock Bank | 866-784-9398
RatePointsDown (%)Lock-In (days)APRMo. Payment

30 Yr. Fixed
15 Yr. Fixed
JUMBO LOANS
FHA
VA
4.375%
3.75%
Call
4.25%
Call
0 .25
0
O
0
0
5%
5%
20%
3.5%
(100%)
30
30

30
30
4.6648%
3.9982%

4.7829%
$748.93
$1,090.83
n/a
$737.91

Mortgage rates change daily, and APR rates are not actual. We can do: 1. Prime and Specialty loans 2. Jumbo Loans (Call for rates) 3. FHA, Conventional, RD, VA...(100%) 4. Portfolio Products. www.hancockbank.com


Sunshine Savings Bank | 800-468-3993
RatePointsDown (%)Lock-In (days)APRMo. Payment

15-yr. Fixed
20-yr. Fixed
30-yr. Fixed
5/1 ARM
7/1 ARM
5%
5.125%
5.25%
5.75%
6.0%
1
1
1
0
0
10%
10%
10%
10%
10%
30
30
30
30
30
5.393%
5.437%
5.482%
5.901%
6.197%
$1186.19
$1000.32
$828.31


NO APPLICATION FEE, Construction Perm, Lot Loans, Investment Properties, Bridge Loans. Lower rates available with point option. Visit www.sunshinesavingsbank.com to apply or call 800-468-3993. Select option 1 for mortgage pre-qualification hotline.


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