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Atlantic Coast Bank Mortgage | 1(800)342-2824 ext 6308
RatePointsDown (%)Lock-In (days)APRMo. Payment

15YR Fixed
30 YR Fixed
30 YR Fixed FHA
IO 5/1 Jumbo
4.875%
5.375%
5.75%
4.75%
0
0
0
0
10%
10%
3.5%
30%
30
30
30
60
4.96%
5.45%
6.35%
4.89%
$1176
$839
$875
$1682

Rates are GREAT! Lock in now! Get your new mortgage from a Florida Community Bank. Compare and call us today. Our Jumbo rates are unbelievable! We have 100% financing with NO monthly MI and unlimited seller help!!! FHA products available! Conventional payments are based on $150,000 and Jumbo on $425,000. Get a head start on rising rates!!!


Capital City Bank | 850-402-8000
RatePointsDown (%)Lock-In (days)APRMo. Payment

15 yr. Conv. fixed
30 yr. Conv. fixed
30 YR Conv fixed
30 YR FHA fixed
4.5%
5%
5%
5%
2.375
2.375
2.375
2
20%
20%
10%
3.5%
30
30
30
30
4.91%
5.24%
5.54%*
5.64%*
$1147.49
$805.23
$805.23**
$817.31**

Conventional/FHA/VA, Adjustable Rate Programs, Land Loans, Affordable Housing Loans, Construction Permanent. Client should consult their Loan Officer about the risk as well as the rewards to these programs. *MIP Included, **MIP Excluded.


Farmers & Merchants Bank | 850-297-2015
RatePointsDown (%)Lock-In (days)APRMo. Payment

30-Year Fixed Rate
15-Year Fixed Rate
10-Year Fixed Rate
30-Year Fixed FHA Fixed Rate
5.375%
4.875%
4.875% %.
5.625%
0
0
0
0
10%
10%
10%
3.5%
30
30
30
30
5.425%
4.961%
4.998%
5.674%
$839.96
$1,176.45
$1,581.84
$863.49

MPlease note that the above rates are applicable to purchase transactions. Refinance rates could be higher. Please call Shannon Murphy today at 850-297-2015 X 1001 for your no obligation rate quote, based on your particular situation.


Florida Commerce Credit Union | 850-488-0035
RatePointsDown (%)Lock-In (days)APRMo. Payment

15 year fixed
20 year fixed
30 year fixed
30/20 year VA
30/15 year FHA
4.875
5.375
5.5
5.5
5.5/6
0
0
0
0
0
10
10
10
3
3.5
30
30
30
30
30
5.026
5.499
5.593

$1,201.74
$1,043.23
$869.99


"Committed To You" FREE CONSULTATION & SAVE ON COST Refinance/Purchases/Construction Perms, ALL credit types considered. Apply 24 hours at www.floridacommerce.org or call Shannon Wood at 850- 241-2971 or 1-888-324-4068


Gregg Thigpen Mortgage Svcs., Inc. | 850-385-2111
RatePointsDown (%)Lock-In (days)APRMo. Payment

30-yr. Fixed
15-yr. Fixed


5.5%
5.25%


1
1


10%
10%


30
30


5.549%
5.299%


$851.68
$1205.82



Locally Owned-Personal & Professional Service OTHER PROGRAMS OFFERED. Call for Jumbo Rates.


Hancock Bank | Glenn Davis 850-425-6132
RatePointsDown (%)Lock-In (days)APRMo. Payment

30 Yr. Fixed
15 Yr. Fixed
JUMBO LOANS
FHA
VA
5.125%
4.625%
Call
5.5%
5.625%
1
1
0
1
1
10%
10%
20%
3%
3%








$816.73
$1157.10
n/a
n/a
n/a

We can do: 1. Prime and Specialty loans 2. Jumbo Loans (Call for great rates, as low as 6.00!) 3. FHA, VA...(100%) 4. Portfolio Products. *PLEASE NOTE: Mortgage rates can change daily, APR rates are not actual.


Integrity Home Loan | 1-888-866-2248 Matt x105
RatePointsDown (%)Lock-In (days)APRMo. Payment

30 year Fixed
15 year Fixed
30 year FHA

5.125
4.75
5.25

4.5
0
0
0

0
10%
10%
3.5%

30%
30
30
30

60
5.202%
4.88%
5.326%

4.596
$816.73
$1,161.62
$656.25

$1,593.75

ZERO application fee!!! From Application to Close Ð 2 WEEKS!!!! Loans provided for Primary Residences, Second Homes (no adjustments to rate), and Investment Properties. Conventional Loans are based on $150,000 and Jumbo Loans are based on $425,000. Available Nights and Weekends. We will beat any signed Good Faith Estimate provided!!!!


Score Federal Credit Union | 850-488-1015 ext 208
RatePointsDown (%)Lock-In (days)APRMo. Payment

30 yr Fixed
15 yr Fixed
30 yr FHA

5.375%
5%
5.625%

1
0
0

10%
10%
3.5%

30
30
30

5.532%
5.109%
5.680%

$839.96
$1186.19
$863.48


SCORE also offers the following programs: HELOCÕS, Lot loans, Manufactured Homes with Land. Apply online or contact the Mortgage Department directly!!


Sunshine Savings Bank | 800-468-3993
RatePointsDown (%)Lock-In (days)APRMo. Payment

15-yr. Fixed
20-yr. Fixed
30-yr. Fixed
5/1 ARM
7/1 ARM
5%
5.125%
5.25%
5.75%
6.0%
1
1
1
0
0
10%
10%
10%
10%
10%
30
30
30
30
30
5.393%
5.437%
5.482%
5.901%
6.197%
$1186.19
$1000.32
$828.31


NO APPLICATION FEE, Construction Perm, Lot Loans, Investment Properties, Bridge Loans. Lower rates available with point option. Visit www.sunshinesavingsbank.com to apply or call 800-468-3993. Select option 1 for mortgage pre-qualification hotline.


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