Capital City Bank | 850-402-8000
| Rate | Points | Down (%) | Lock-In (days) | APR | Mo. Payment |
15 YR. Conv. fixed
30 YR. Conv. fixed
30 YR Conv fixed
30 YR FHA fixed
| 3.75
4.375
4.375
4.25
| 2.25
2.50
2.50
2.125
| 20
20
10
3.5
| 30
30
30
30
| 4.133
4.619
4.90*
5.0*
| 1,090.83
748.93
748.93**
754.51**
|
| Conventional/FHA/VA, USDA, Adjustable Rate Programs, Land Loans, Affordable Housing Loans, Construction Permanent. Client should consult their Loan Officer about the risk as well as the rewards to these programs. *MIP Included, **MIP Excluded. |
|
Farmers & Merchants Bank | 850-297-2015
| Rate | Points | Down (%) | Lock-In (days) | APR | Mo. Payment |
10 - Year Fixed
15 - Year Fixed
20- Year Fixed
30 - Year Fixed
30 - Year FHA | 3.5%
4.25%
4.75%
4.875%
4.5% | 0
0
0
0
0 | 20%
20%
20%
20%
3.5% | 30
30
30
30
30 | 3.660%
4.363%
4.840%
4.942%
5.387%* | $1483.29
$1128.42
$969.34
$793.82
$767.63** |
| It is a great time to refinance or purchase a new home! Please call 850-297-2015 for Christie Heald, or visit our Mortgage Departments webpage at www.FMBBANK.com to complete an application. NO APPLICATION FEE! *MIP Included, **MIP Excluded |
|
Florida Commerce Credit Union | 850-488-0035
| Rate | Points | Down (%) | Lock-In (days) | APR | Mo. Payment |
15 year fixed
30 year fixed
30 year VA
30 year FHA
| 4.25%
4.875%
4.75%
4.75%
| 0
0
0
0
| 10%
10%
0%
3.5%
| 30
30
30
30
| 4.496%
4.940%
5.205%
5.205%
| $1,128.42
$793.81
$799.29
$800.08
|
| "CALL FOR OUR CURRENT RATES" AT THIS MOMENT IN TIME. "Committed To You" FREE CONSULTATION & SAVE ON COST Refinance / Purchases/ Construction Perms FHA / VA/ USDA/ Conv. All credit types considered. Apply 24 hours at WWW.FLORIDACOMMERCE.ORG or call 850-488-0035 or 1-888-324-4068. |
|
Florida State University Credit Union | 850-224-4960
| Rate | Points | Down (%) | Lock-In (days) | APR | Mo. Payment |
30 YR Fixed
20 YR Fixed
15 YR Fixed
| 5.00%
4.875%
4.25%
| 0
0
0
| 20%
20%
20%
| 30 days
30 days
30 days
| 5.209%
5.2678%
4.7407%
| $820.27
$1012.26
$1166.03
|
| All rates are subject to change without notice. Please contact Allison Tremper at FSU Credit Union for your personalized quotes at 850-224-4960 ext. 3310. |
|
Hancock Bank | 866-784-9398
| Rate | Points | Down (%) | Lock-In (days) | APR | Mo. Payment |
30 Yr. Fixed
15 Yr. Fixed
FHA 30 Yr. Fixed
VA 30 Yr. Fixed
RD 30 Yr. Fixed | 4.875%
4.25%
4.625%
4.625%
4.875% | 0 .25
0
0
0
0 | 20%
20%
3.5%
0%
0% | 30
30
30
30
30 | 4.951%
4.376%
4.784%
4.882%
5.252% | $793.81
$1128.42
$771.21
$771.21
$793.81 |
| Mortgage rates change daily, and APR rates are not actual. Principal & interest payments based on $150,000 loan amount. Rates quotes based on qualified borrowers having a credit score of 740 or better. We can do: 1. Conventional Loans 2. FHA loans 3. VA & Rural Development (RD) loans -100% Financing 4. Loans w/Down Payment Assistance. www.hancockbank.com |
|
SCORE Federal Credit Union | 850-488-1015 Ext. 208
| Rate | Points | Down (%) | Lock-In (days) | APR | Mo. Payment |
30 Year Fixed
20 Year Fixed
15 Year Fixed
| 4.875%
4.75%
4.125%
| 0
0
0
| 20%
20%
20%
| 30
30
30
| 4.924%
4.817%
4.208%
| $793.81
$969.33
$1,118.95
|
| Estimates are based on a loan amount of $150,000. Lower down payment options are available. Rates are subject to change daily. Check us out online at www.scorefcu.com or contact the Mortgage Department for a personal mortgage consultation! |
|
Sunshine Savings Bank | 800-468-3993
| Rate | Points | Down (%) | Lock-In (days) | APR | Mo. Payment |
30-yr. Fixed
20-yr. Fixed
15-yr. Fixed
| 5.125%
4.875%
4.250%
| 1
1
1
| 20%
20%
20%
| 30
30
30
| 5.249%
5.041%
4.457%
| $816.74
$979.61
$1128.42
|
| Payments based on $150,000 loan amount. Rates subject to change. Call for current rates. Purchases and refinances of Primary Residences, Investment Properties, Home Equity Lines of Credit & Construction Perm Loans are available. Visit www.sunshinesavingsbank.com to apply or call 800-468-3993. Select option 1 for our mortgage hotline. |
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